Top 10 Credit Cards for scores under 700

Top 10 credit cards you can consider if you have a credit score under 700:

1. Capital One QuicksilverOne Cash Rewards Credit Card
   • Rewards: 1.5% cash back on every purchase.
   • Annual Fee: $39
   • Pros: Unlimited cash back, no foreign transaction fees.
2. Discover it® Secured Credit Card
   • Rewards: 2% cash back at gas stations and restaurants (up to $1,000 each quarter); 1% on all other purchases.
   • Annual Fee: $0
   • Pros: Cash back rewards, no annual fee, refundable security deposit.
3. Capital One Platinum Credit Card
   • Rewards: None
   • Annual Fee: $0
   • Pros: No annual fee, potential for credit limit increases.
4. Petal® 2 “Cash Back, No Fees” Visa® Credit Card
   • Rewards: 1% cash back on all purchases, up to 1.5% after making 12 on-time monthly payments.
   • Annual Fee: $0
   • Pros: No fees, cash back, no security deposit.
5. Citi® Double Cash Card
   • Rewards: 2% cash back on all purchases (1% when you buy, 1% when you pay).
   • Annual Fee: $0
   • Pros: High cash back rewards, no annual fee.
6. Navy Federal nRewards® Secured Credit Card
   • Rewards: 1 point per dollar spent.
   • Annual Fee: $0
   • Pros: No annual fee, good for building credit, rewards program.
7. Credit One Bank® Platinum Visa® for Rebuilding Credit
   • Rewards: 1% cash back on eligible purchases (groceries, gas, and services like internet, mobile phone, and cable).
   • Annual Fee: $75 for the first year, $99 after that.
   • Pros: Easy approval, cash back rewards.
8. Bank of America® Customized Cash Rewards Secured Credit Card
   • Rewards: 3% cash back in a category of your choice (gas, online shopping, etc.), 2% at grocery stores, and 1% on other purchases.
   • Annual Fee: $0
   • Pros: Customizable rewards, no annual fee.
9. OpenSky® Secured Visa® Credit Card
   • Rewards: None
   • Annual Fee: $35
   • Pros: No credit check for approval, low annual fee.
10. Indigo® Platinum Mastercard®

• Rewards: None
• Annual Fee: $0 – $99 (depending on your credit profile)
• Pros: Pre-qualification without affecting your credit score, low credit limit.

These cards are tailored for those with a credit score under 700, offering a range of benefits from cash back to secured cards that help build or rebuild credit.